Galaxy Lending Group

Mortgage Lender

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Look, listen and learn

a little bit more about Galaxy Lending Group

Galaxy Lending Group

making homeowners happy, one loan at a time

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Apply Now

To submit your loan application online, register for a Loan Center account on our secure server that is beyond the Galaxy Lending Group website.   Follow these...

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Galaxy Lending Group provides home mortgage loans and loan consulting to Arizona, California and Oregon residents. If you are looking for a reputable and responsible...

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As a mortgage broker, Galaxy Lending gives borrowers a variety of loan solutions: conventional and jumbo home loans, fixed rate and adjustable rate mortgages, and FHA,...

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Loan Team

Loan Team

We want to earn your trust and can’t wait to show you how professional, knowledgeable, accessible and responsive we are when you call us your home loan...

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Jay, Denisse and Sarah, just wanted to say thank you to you all for working on our loan and helping us buy our home! It was a pleasure working with each of you and we truly appreciate it! You have our …

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Galaxy Lending Group offers home loans with affordable rates, optional terms and minimal fees to satisfy borrowers representing most budgets and lifestyles. From home...

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Some of Galaxy’s many, satisfied customers

read what they have to say

“I have worked with countless mortgage brokers over the years and none compare. Your services are truly personalized. I felt as if I had a full-service financial planner, not just a mortgage broker. Other brokers that we have worked with simply wanted to sell us a loan, with little guidance or concern for our needs.” ~ Jeff. F

“I always recommend Jay and his Galaxy Lending team to my clients knowing that they will receive the highest level of service and get a loan that truly fits their needs and goals.” ~ Jonathan M.

“There are many mortgage brokers in the Phoenix market, but Jay’s knowledge and skills are second to none. Jay has come through on many occasions where other lenders have dropped the ball. He stays in close touch with my clients and staff, and his rates are always very competitive.” ~ Brett B.

“The time you took to educate me about how to handle these financial people made all the difference. Thank you for the free advice and kind words you had for me. The world needs more people like you.” ~ William B.

“From the initial phone call to the closing of our short-sale home purchase, Jay was in constant contact with us and available at any time to answer our questions. He made the entire process easier and it was such a pleasure working with him.” ~ Chris and Ann-Jennifer H.

“My wife and I found Galaxy Lending to be efficient, professional and knowledgeable for all our mortgage needs. Jay and his staff are excellent in communicating the details and complexities of mortgage financing and continue to be a resource for us during these changing economic times.” ~ Steven G.

“He explained everything very thoroughly and I immediately knew that I could trust him. Since that time, I have relied on Jay as a great resource for personal and professional questions. In fact, he helped me with a refinance this year. When most people laughed that I was asking about refinancing – I refinanced with Jay.” ~ Holly D.

“Everyone lands on pretty much identical rates these days, but a lot of lenders really hit you with fees… and Jay doesn’t do that. The biggest reason we use Jay so much, though, is that he’s just such a nice, easy-going guy to work with.” ~ Byron S.

“Jay and Denisse, we signed today…YES!!! Just want you to know that I’m spreading a positive word about your business. It shouldn’t be difficult to drum up business…” ~ Cathy and Paul L.

“Thank you very much, Jay. I don’t often connect with mortgage brokers that take the time and effort for clients as you do.” ~ Jason F.

“Jay, Denisse and Sarah, just wanted to say thank you to you all for working on our loan and helping us buy our home! It was a pleasure working with each of you and we truly appreciate it! You have our deepest gratitude.” ~ Matt and Olivia G.

“Thanks Jay. You and your company made this nerve racking event go very smoothly. I appreciate your help through the whole process and I hope to do business with you again.”


“Thank you Andrew, you’ve been a pleasure and true experienced professional to work with as well. I look forward to working with you again in the future.”

Thank you so much for your wonderful help in getting us into this house. You exceeded my expectations by about 100 times. I’m not going to recommend you to people. I’m going to demand that they use you. I don’t think you could have made it any better unless you brought me cookies. ~ Britt

“Not only did I get the best rate, my loan was cleared to fund in less than 21 days! Galaxy Lending lived up to its reputation for great customer service and I will recommend them to my family and friends.” ~ Matthew

“My mortgage loan was closed with speed, integrity, efficiency and most of all convenience.” ~ Sandra K.

“I have never worked with a loan officer as dedicated and as determined as Harold.” ~ Jill and Norman

“We’ve worked with different lenders over the years and working with Anthony was refreshing.” ~ Johnnie and Kimberly

“Thank you for your attention to detail and making the process as easy as possible.” ~ Christine E.

“I don’t often connect with mortgage brokers that take the time and effort for clients as you do.” 
~ Jason

“We have been dealing with true professionals who have our best interest in mind.” ~ Tomas and Donna

“Not only was the service phenomenal, the rates that Anthony provided were extremely competitive.” ~ Steve and Lydia

“We have financed and refinanced at least seven new homes with Jay Luber during the past fifteen years. We are so glad he opened his own business so he and his team can take full credit for the great job they do!” ~ Bob and Nancy

  • Jeff F.
  • Jonathan M.
  • Brett B.
  • William B.
  • Chris and Ann-Jennifer H.
  • Steven G.
  • Holly D.
  • Byron Short
  • Cathy and Paul L.
  • Jason F
  • Matt and Olivia G.
  • Brian
  • Bruce
  • Britt
  • Matthew
  • Sandra K.
  • Jill and Norman
  • Johnnie and Kimberly
  • Christine E.
  • Jason
  • Tomas and Donna
  • Steve and Lydia
  • Bob and Nancy

Meet the Galaxy team:

an all-star lineup of skilled loan specialists

Harold Perkins

Harold Perkins

President, Managing Member

  • knowledge 100%
Jay Luber

Jay Luber


  • leadership 100%
Brad Stallings

Brad Stallings

Senior Loan Officer

  • reliability 100%
Catie Grubesic

Catie Grubesic

Loan Officer Assistant

  • support 100%
Theresa Coman

Theresa Coman

Jr. Processor

  • accuracy 100%
Adriane LaSalle

Adriane LaSalle

Senior Loan Originator

  • expertise 100%